car crash

August 17, 2020

Follow These 5 Steps if You’re Involved in a Serious Automobile Accident

Despite advancing technology in auto safety, millions of car accidents still result in injury. If you’re involved in an automobile accident in Massachusetts, there are several steps to protect your rights and maximize your payout. Knowing how to navigate an experience resulting in a personal injury or property damage can go a long way in helping you recoup medical bills, lost wages, and pain and suffering damages. To help you prepare, here are five tips to guide you through the post-car-accident process. Step 1: Dial 911 If you are able to do so, the first thing you want to do when you’re involved in an auto accident is to pull over safely and dial 911. The dispatcher will need information on the location of the accident, known injuries, and who is needed for help, such as paramedics and firemen. When police arrive on the scene, you are required to cooperate in their investigation of the accident. Law enforcement is not required to hear your version of transpired events and will most likely only obtain basic information. In the event an officer feels you have violated Massachusetts traffic law, you may be issued a traffic citation. Keep in mind this is […]
April 13, 2020

How is a Negligent Driver Held Responsible for his or her Actions in Massachusetts?

If you have been injured in a car accident that was not your fault, you need to know how the insurance companies determine fault in order to get the compensation you deserve. The commonwealth of Massachusetts is a modified no-fault insurance state. This means that if an individual is deemed to be over fifty percent at fault, they can be held responsible. This also means that, regardless of fault, your own insurance company will pay for your injuries, up to your policy limit. Additionally, Massachusetts law allows individuals the right to legally sue the at-fault party for non-monetary damages, i.e., pain and suffering, if damages exceed the threshold of $2,000. This process requires the determination of responsibility when accidents occur. Because of this, the Massachusetts Legislature has established the Safe Driver Insurance Plan (SDIP). SDIP utilizes a strict set of guidelines for determining fault and making sure that safe drivers receive justice. The process involves driver classifications and insurance premium adjustments based on an insured’s driving record. Under this process, an at-fault accident constitutes a surchargeable incident. This means Massachusetts motor vehicle insurers must impose merit-rating surcharges on insured drivers who are more than fifty percent at fault in causing […]
May 26, 2016

Massachusetts Car Accident Expenses – Who pays for what

You’ve been in a serious car accident along the busy roads of Greater Boston. The damage to your vehicle is great, but that doesn’t measure to the pain you’ve suffered from your injuries. Not only is your car totaled, but you’re about to receive numerous medical bills for thousands of dollars. Who pays for what? Medical Bills The state of Massachusetts follows the “no fault” system. When injury occurs from a car accident, automobile insurance will pay up to $2,000 of the medical bills. After that $2,000, either your healthcare coverage, or P.I.P.(Personal Injury Protection) if you did not have health insurance during the accident, will cover the amount appropriate with the insurance you bought. However, P.I.P. will only cover up to $8,000. In addition to P.I.P., Medical Payments (“MedPay”) coverage may also be available to cover medical bills. Unllike P.I.P., which is compulsory, MedPay is optional. In other words, your policy may have it but it is not required. MedPay is a good supplement to P.I.P. and healthcare coverage and having it may reduce your exposure to having to repay the costs incurred by the health insurance carrier when a case settles.
September 14, 2015

Car Accidents Require a Skilled Personal Injury Lawyer

Car accidents happen all the time, and they oftentimes leave one or both parties with injuries that require medical attention. Medical bills are expensive. You didn’t ask to be in a car accident; you are the victim, but don’t be financially victimized too. Hire a personal injury lawyer to fight for your interests, and make sure you are compensated for your medical bills and suffering. Personal injury lawyers are especially important when you are in a wreck with a big rig or other large corporately insured vehicle. The insurance and transportation companies want to settle with you as quickly as possible. Do not sign any papers they put in front of you without a lawyer present even if what they are offering seems like a lot of money. If you waive them of liability and it turns out you have more extensive medical bills than you thought at the time of signing, you are out of luck; you will have to cover the costs for yourself.
March 30, 2011

I was in an automobile accident while at work, what are my legal rights?

MORE INFORMATION: While I was on my way to see a customer, my car was struck in the rear by an SUV.  I was stopped at red light.  The car was completely totaled.  The police and ambulance arrived soon after the crash and I was taken to the hospital.  I had multiple injuries, including a herniated disc in my back.  I was in the hospital for a few days before being discharged.  I was diligent about seeing my doctors and doing physical therapy.  I have not felt the same since the accident, however, and my doctors told me that while I can return to work, I will have to “take it easy” and not lift anything heavier than 15 pounds and this condition is likely to be permanent and may worsen as I get older.  What are my legal rights? ATTORNEY ANSWER: This problem presents two claims.  One is for an injury on the job because the employee was on his way to see a customer.  This is referred to as the “coming and going rule” in workers’ compensation and permits the injured employee to get paid for his medical bills and a percentage of his lost wages while disabled.  […]
December 1, 2009

Greater Boston Massachusetts Injury Attorney

When assessing a personal injury case, it is critical for the attorney to talk with the victim first, before any conversations with insurance companies take place. If you have been hit by a car, been injured by a defective product or because of lax security in a business, or have suffered because of any type of negligence of another person or company, call our Massachusetts personal injury lawyer before you talk to the police or the insurance company. Contact Attorney Rubin for a confidential consultation about your personal injury case.
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